Find the Right Financing For You

Ascential Buildings offers various financing solutions through our partners, tailored to different credit profiles. Compare your options below to get started.

Building A
Building B
Building C

Below Average Credit

  • Up To 100% Of Purchase Price
  • Loan Amounts Up To $15,000
  • 23.99%+ on Finance
  • Term Fixed at 5 Years
  • Funding Sent To Ascential Buildings
  • Building Must Be Installed On Homeowner’s Land (*Vacant land is not eligible)
  • Documents Proving Land Ownership May Be Required
  • Online & Phone Applications Accepted (*See Product Specialist for Phone Application)
  • Will Finance Building Purchase Only
  • Will Accept Single Applicant or Single Applicant with Co-Buyer
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Average Credit

  • Loan 100%+ Of Purchase Price
  • Loan amounts up To $100,000
  • Variable 9.99%+ APR On All Loans (*rate based on credit worthiness & approval)
  • Terms Fixed at 10 Years
  • Staged Funding – 20% Up-Front, Balance Paid On Project Completion
  • Building Installed At Any Location, Including Vacant Land
  • Paperless Apply & Buy
  • 100% Online Loan Application With Dealer Only
  • Will Finance Concrete Pads & Other Improvements
  • Will Accept Joint Household Income with Single Applicant (*use applicant with highest credit worthiness)
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Above Average Credit

  • Loan 120% Of Purchase Price + Improvements
  • Loan Amounts Up To $400,000 (minimum $20k)
  • Variable 7.99%-16.99% APR On Loans Over $20,000 (*rate based on credit worthiness & approval)
  • Terms Up To 20 Years On Loans Over $20,000
  • 100% Of Funding Sent To Borrower In 1-3 Weeks
  • Buildings Must Be Installed On Homeowner’s Land (*vacant land is not eligible)
  • Once Approved, Must Upload Requested Documents Online
  • 100% Online Loan Application Only, No Call-In Applications Accepted
  • Will Finance Concrete Pads & Other Improvements
  • Will Accept Single Applicant or Single Applicant with Co-Buyer
Prequalify Now

Disclaimer: Financing options are offered through third-party lending partners. All loans are subject to credit approval, and lender terms and conditions apply. Rates, terms, loan amounts, and program availability are subject to change without notice and may vary based on individual creditworthiness, loan amount, project details, and lender policies. Not all applicants will qualify. Ascential Buildings is not a lender and does not make credit decisions. Please contact us or our lending partners for the most current information and to discuss your specific needs.